10 Steps to Buying a Home

Choose a Real Estate Agent
You'll select a real estate agent to work with and plan your home search.

Get Preapproved
We'll review your basic qualifications and preapprove you for your home financing.

Shop for a Home
You and your agent will browse home listings and tour properties to find the right home for you.

Negotiate the Purchase
You and your agent will make an offer on a home and negotiate a price and contract.

Apply for a Mortgage
You'll apply for your loan and provide required documentation, and we’ll process your application.

Home Inspection and Appraisal
Licensed professionals will assess the home’s condition and value.

Underwriting
Our underwriter will review your application and request any additional items required from you.

Clear to Close
If everything is in order, we’ll give the final approval for your loan.

Final Walkthrough
You and your agent will walk through the home again to ensure it’s in the same condition as before.

Closing
You'll sign your final documents, pay your closing costs, and receive the keys to your new home. Congrats!